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Revenue Based Finance for SaaS Growth

Funding designed for SaaS and technology businesses with predictable recurring revenue.

Financefair provides flexible, non-dilutive growth funding aligned directly to ARR, with repayments that flex in line with performance.

Scale on your terms. Preserve ownership. Align funding with revenue.

How Revenue Based Finance works for SaaS

SaaS businesses scale on predictable recurring revenue. Funding should work the same way.

With Financefair, Revenue Based Finance is aligned to recurring revenue performance rather than fixed repayments or equity transfer.

Instead of issuing shares or committing to rigid instalments, businesses access funding linked directly to ARR and predictable revenue.

Repayments flex in line with actual performance.

This means:

  • No equity dilution
  • No board seats
  • No ownership transfer
  • Repayments aligned with revenue

Eligible businesses may access up to 20% of annual recurring revenue, subject to assessment.

How Revenue Based Finance works
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Funding linked to ARR

For SaaS companies, ARR is more than a metric. It is the engine of growth.

Financefair connects funding capacity directly to recurring revenue performance.
As ARR grows, additional funding capacity can become available.

This alignment supports:

  • Funding that scales with ARR
  • Improved efficiency during growth
  • Greater visibility over cash planning
  • Flexible growth without fixed repayment pressure

Key benefits for SaaS businesses

Financefair’s Revenue Based Finance is built specifically for predictable revenue businesses seeking growth without dilution.

It provides:

  • Non-dilutive funding
  • No personal guarantees
  • Repayments aligned to revenue performance
  • Funding that adapts as revenue grows

Funding is assessed on business performance and revenue profile, not personal assets.

Growth capital should accelerate execution, not complicate ownership.

 

SaaS banner - Enter 2026 ready to scale
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SaaS use cases

Revenue Based Finance is typically used by scaling SaaS businesses with predictable ARR investing in:

  • Hiring commercial or product teams
  • Scaling sales and marketing activity
  • Expanding into new markets
  • Accelerating product development
  • Strengthening working capital during growth phases

It is designed for SaaS businesses with strong revenue visibility and defined growth plans.

The objective is to accelerate ARR growth without equity dilution or ownership change.

Trusted by growing Irish businesses

Case Studies

Trusted by Ireland’s CEOs and CFOs navigating growth funding decisions

Real examples of how businesses use non-dilutive funding to scale while preserving ownership and control.

joe media

How The Joe Media Group secured €2.5M in Non-Dilutive Funding to achieve Scale

Discover how Joe Media used revenue-aligned funding to invest in growth, expand operations and scale without equity dilution.

cameramatics

Funding Growth by Unlocking 90% of Work Completed

See how Cameramatics used revenue aligned funding to accelerate expansion, support recurring revenue growth and scale internationally with confidence.

Solgari-2

Scaling SaaS Growth with Revenue-Based Finance

Discover how Solgari used Revenue-Based Finance to unlock capital from recurring revenue and accelerate ARR growth without equity dilution.

Why Financefair

Financefair is a growth funding partner for established Irish SaaS and technology businesses.

We provide flexible, non-dilutive funding aligned to predictable revenue performance, particularly at scaling stages where traditional funding structures can become restrictive.

Our approach is:

  • Selective by design, focused on quality businesses
  • Built to support real execution, not short term fixes
  • Grounded in understanding your business
  • Designed to preserve ownership, control and strategic independence

We are not a venture capital fund.
We are not a transactional lender.

We work with CEOs and CFOs who value clarity, alignment and funding that fits their stage of growth.

Our funding solutions

We offer a range of flexible funding solutions designed to support different growth needs.
 
 
FInancefair Solution - line of credit

Line of Credit

Provides on demand access to funding to help manage cash flow effectively.
FInancefair Solution - Selective Invooice Finance

Selective Invoice Finance

Offers flexibility to raise funds from individual invoices whenever needed.
FInancefair Solution - Revenue Based Finance

Revenue Based Finance

Allows you to access future monthly recurring revenue today to drive business growth.
FInancefair Solution - Development Finance

Development Finance

Tailored funding for residential developers and contractors to support project delivery.

Industry recognition

Financefair-_-Industry-recorgnition-2

What is Revenue Based Finance?

Revenue Based Finance is a form of growth funding aligned to predictable or recurring revenue.

Through Financefair, SaaS and technology businesses can access flexible, non-dilutive funding linked to ARR, with repayments that adjust in line with performance rather than fixed instalments.

How does Revenue Based Finance work for SaaS businesses?

Financefair structures Revenue Based Finance around annual recurring revenue.

Eligible SaaS businesses may access funding based on predictable ARR, and repayments flex in line with actual revenue performance.

This allows businesses to scale without issuing equity or committing to rigid repayment schedules.

 

How much funding can be accessed?

Eligible businesses may access up to 20% of annual recurring revenue, subject to assessment.

Financefair evaluates revenue visibility, growth trajectory and overall business performance when determining funding capacity.

Will I retain full ownership of my business?

Yes.

Financefair’s Revenue Based Finance is non-dilutive. It does not require equity issuance, ownership transfer or board seats. Founders and shareholders retain full control.

Is this suitable for investor backed businesses?

Yes.

Many SaaS businesses use Revenue Based Finance alongside venture capital. Financefair works in partnership with existing investors to provide additional growth funding without increasing dilution.

 

 

What makes Financefair’s Revenue Based Finance different?

Financefair focuses specifically on established SaaS and predictable revenue businesses.

Our funding is flexible, aligned to real performance and designed to support sustainable growth without ownership change. We prioritise long term partnerships over transactional lending.

Are personal guarantees required?

No personal guarantees are required.

Funding is assessed based on business performance and revenue profile, not personal assets.

Is this suitable for technology businesses that are not pure SaaS?

Yes.

Financefair works with technology businesses that have predictable or recurring revenue models, even if they are not pure subscription SaaS.

The key requirement is revenue visibility and performance alignment.

 

Who is Revenue Based Finance best suited for?

Revenue Based Finance is best suited to established businesses with predictable or recurring revenue and clear growth plans.

While it is particularly relevant for SaaS and subscription-led companies, Financefair also works with businesses across:

• Technology and software platforms
• Media and digital services
• Engineering and infrastructure services
• B2B services with contracted revenue
• Telecoms and managed service providers
• Businesses with long-term customer contracts or strong revenue visibility

The key requirement is predictable revenue performance that supports funding aligned to growth rather than ownership transfer.

Helen and Peter - Financefair