Looking for a Fast Business Loan Alternative?

Financefair offers a smarter solution: fast access to working capital — with no personal guarantees, no equity loss, and you stay fully in control.

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Trusted by Ireland’s CEOs and CFOs to Fund Smarter, Scale Faster

Most businesses looking for fast loans really need something better:

Flexible, on-demand funding that works with your revenue — not against it.
Here’s how Financefair’s Line of Credit compares:

  Traditional Loan Financefair Line of Credit
Approval Speed Often 1–3 weeks ✅ Approval in days, funding in 24h
Collateral Needed Usually required ✅ No personal guarantees
Equity Dilution No (but cost of debt) ✅ None – preserve full ownership
Flexibility Fixed repayment schedule ✅ Draw what you need, when you need it
Funding Use Often restricted ✅ Use for working capital, growth, expansion
Process Paperwork-heavy, credit-score based ✅ Fast, data-driven, no red tape
Fit For General-purpose lending ✅ Scaling B2B businesses with strong revenue

Is This the Right Fit for Your Business?

Financefair’s Line of Credit is built for ambitious, scaling businesses — not for startups or distressed companies. You’re likely a great fit if:

  • You’re a B2B company with long customer payment terms

  • You’re investing in growth: inventory, expansion, hiring, new markets

  • You want flexible working capital without giving up equity

  • Your business has been trading for at least 1 year

  • You generate €300,000+ in annual revenue

  • You’re ready to scale — but want to do it on your terms

You’re One Step Closer to Flexible Business Funding

Tell us a bit more about your business so we can match you with the right funding solution. 

Frequently asked questions

Is this a business loan?

No. Financefair offers a non-dilutive Line of Credit — a flexible credit facility aligned with your revenue. No fixed repayment terms. No equity loss.

Do you offer business grants?

We don’t offer grants.
Financefair provides a smarter alternative: fast, flexible funding designed for revenue-generating businesses that are scaling.
If you’re exploring grants, we recommend speaking to your Local Enterprise Office (LEO) or Enterprise Ireland for available government supports.

How fast can I access funds?

You’ll receive an indicative offer within 24 hours of applying. Once approved, funds can be drawn down same-day.

Do I need to provide collateral or personal guarantees?

No. You don’t need to risk any assets or sign personal guarantees.
With Financefair, you access funding based on your business performance — no collateral required, no personal liability.

How much can I access?

We offer credit facilities from €50,000 to €3,000,000, based on your revenue and performance.

 

Are there any hidden fees?

No. Our pricing is transparent and agreed upfront. You only pay for what you use.

Do you support startups or pre-revenue businesses?

Not at this time. Our funding is designed for established, revenue-generating companies that are ready to scale.

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