Line of Credit
A tech-first, revolving facility linked to your debtor book. Dynamic limits based on live financial data give you fast, flexible access to funding without friction or personal guarantees.
Access to working capital that scales with your recurring revenue.
No equity dilution, no personal guarantees — just flexible, non-dilutive funding, purpose-built for ambitious tech and SaaS businesses.
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Trusted by Ireland’s CEOs and CFOs to Fund Smarter, Scale Faster
| Traditional Funding | Financefair Funding | |
|---|---|---|
| Approval Speed | Often 1–3 weeks | Approval in days, fast funding |
| Collateral Needed | Usually required | No personal guarantees |
| Equity Dilution | Common with VC rounds | Retain 100% ownership — no equity dilution |
| Flexibility | Fixed repayment schedule | Repay as a % of monthly revenue |
| Funding Use | Often restricted | Working capital, growth, expansion |
| Process | Paperwork-heavy, credit-score based | Fast, data‑driven, no red tape |
| Fit For | General‑purpose lending | Scaling B2B businesses with recurring revenue |
Financefair’s funding solutions are built for ambitious, scaling SaaS and technology businesses — not for startups or distressed companies. You’re likely a great fit if:
You’ve been trading for at least 2+ years with strong and predictable cash flow.
Your business has a proven recurring revenue model (SaaS, subscription, or transaction-based).
You generate €1M+ in annual revenue.
You are investing in growth — such as product development, hiring, marketing, or market expansion.
You want flexible working capital without giving up equity or signing personal guarantees.
A tech-first, revolving facility linked to your debtor book. Dynamic limits based on live financial data give you fast, flexible access to funding without friction or personal guarantees.
Access up to 20% of your ARR with flexible, non-dilutive funding that scales as you grow. Repayments rise and fall in line with your revenue — no warrants, no personal guarantees, without friction.
Tell us about your business and start your application.
Receive an indicative offer, provide secure read-only data access, and get your finalised funding terms.
Once accepted, funds are transferred to your account within 24 hours.
Scale without giving away equity or control.
Approval in days, funding in 24–48 hours, backed by a deep and diversified funding pool.
Flexible funding aligned with your MRR and ARR growth.
Protect your personal assets while scaling your business.
Tell us a bit more about your business so we can match you with the right funding solution.
We work with established SaaS, fintech, and technology businesses generating at least €300,000 in annual revenue, trading for a minimum of 12 months, and with a proven recurring revenue model.
You’ll receive an indicative offer within 24 hours of applying. Once approved, funds can be drawn down same-day.
No. You don’t need to risk any assets or sign personal guarantees.
With Financefair, you access funding based on your business performance — no collateral required, no personal liability.
We offer credit facilities from €50,000 to €3,000,000, based on your revenue and performance.
No. Our pricing is transparent and agreed upfront. You only pay for what you use.
Not at this time. Our funding is designed for established, revenue-generating companies that are ready to scale.
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