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Line of Credit
A revolving facility linked to your monthly online sales, giving you flexible access to working capital for supplier orders, peak season prep, and ongoing growth.
Own Your Peak Season Without the Cashflow Stress
Unlock up to 20% of your future online sales upfront — to stock up, boost ads, and bridge payout delays — without giving away equity.
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Trusted by Ireland’s CEOs and CFOs to Fund Smarter, Scale Faster
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Is This the Right Fit for Your Business?
We fund established eCommerce businesses with the ambition and capacity to scale — without giving away equity.
If traditional finance providers are too slow, rigid, or don’t understand your model, we’re built for you. You’re likely a great fit if:
- Have been trading for 12+ months with strong, predictable cashflow
- Generate €300,000+ in annual revenue
- Need fast, flexible funding to stock, advertise, or expand
- Want non-dilutive funding that grows with your sales
Why Established eCommerce Businesses Choose Financefair
We get the eCommerce cashflow challenge:
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Big stock orders tie up your capital before you can sell
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Paid ads drain cash before the revenue lands
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Marketplaces and payment processors delay payouts
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Seasonal peaks demand more inventory and marketing spend — all upfront
| Traditional Funding | Financefair | |
|---|---|---|
| Speed | Weeks for approval | Funds in 24–48h |
| Collateral | Often requires property/assets | No personal guarantees |
| Repayments | Fixed, regardless of sales | Flex with your monthly sales |
| Funding Fit | Not built for stock/ad cycles | Designed for inventory & marketing needs |
| Seasonal Support | Doesn’t adapt to seasonal demand | Scales for peak seasons |
Why Choose Financefair for eCommerce Funding?
Non-Dilutive Growth
Scale without giving away equity or control - keep full ownership while growing faster.
Fast, Trusted Funding
Approval in days, funding in 24–48 hours, designed for the speed of eCommerce.
Built for eCommerce Cycles
Funding aligned with your sales peaks, inventory needs, and marketing pushes.
No Personal Guarantees
Access working capital without putting personal assets at risk.
Our eCommerce Funding Solutions
We provide tailored, non-dilutive funding for established eCommerce businesses — whether you sell direct-to-consumer (D2C), business-to-business (B2B), or through online marketplaces.
Our solutions are designed to fit your sales model, seasonality, and growth plans.
Revenue-Based Finance
Unlock up to 20% of your future online sales upfront to stock up, boost ads, or expand operations. Repayments flex with your revenue — no equity, no personal guarantees.
How It Works – Fast, Flexible, Non-Dilutive Funding
Apply Online
Tell us about your business and start your application.
Review & Offer
Receive an indicative offer, provide secure read-only data access, and get your finalised funding terms.
Get Funded
Once accepted, funds are transferred to your account within 24 hours.
You’re One Step Closer to Flexible eCommerce Funding
Tell us a bit more about your business so we can match you with the right funding solution.
Frequently asked questions
What types of eCommerce businesses does Financefair fund?
Financefair funds established eCommerce businesses across all models — including Direct-to-Consumer (D2C/DTC), Business-to-Business (B2B), and sellers operating through online marketplaces.
Our solutions are tailored to your sales channels, growth stage, and funding needs.
Why Choose Financefair Over Merchant Cash Advances (MCA)?
Financefair provides a more strategic alternative to MCAs. Our funding is tailored to your sales cycles, with flexible repayments that move in line with your revenue. You only pay for what you use, and approvals are fast — with funds typically in your account within 24–48 hours.
Unlike MCAs, our solutions are non-dilutive, have no personal guarantees, and are designed to support long-term, sustainable growth.
How fast can I access funds?
You’ll receive an indicative offer within 24 hours of applying. Once approved, funds can be drawn down same-day.
Do I need to provide collateral or personal guarantees?
No. You don’t need to risk any assets or sign personal guarantees.
With Financefair, you access funding based on your business performance — no collateral required, no personal liability.
How much can I access?
We offer credit facilities from €50,000 to €3,000,000, based on your revenue and performance.
Are there any hidden fees?
No. Our pricing is transparent and agreed upfront. You only pay for what you use.
Do you support startups or pre-revenue businesses?
Not at this time. Our funding is designed for established, revenue-generating companies that are ready to scale.
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